Ivan Nykyforets

Payment calculator

What it actually costs.

Start with the address. The rate defaults to this morning's bond market, the property tax to Clark County, and the Washington-specific numbers are built in rather than left for you to guess.

Property address

Optional — sets the county tax rate and lets Ivan pull real numbers for this house. Not sure what it is worth? Get a free estimate first

Purchase price

Down payment

Interest rate

Loading today's market… Loan term

Property tax

% / yr

Clark County average. Varies by levy code. Home insurance

Per year. Washington average for a single-family home.

HOA dues

Per month. Leave at zero if there is no HOA. Closing costs

Blank means estimated from the price and loan size.

Estimated monthly payment

Principal & interest	$0
Property tax	$0
Home insurance	$0
Mortgage insurance under 20% down	$0
HOA	$0

Cash to close

Down payment	$0
Closing costs estimated	$0

What is in that closing cost estimate?

Lender & origination	$0
Title & escrow	$0
Appraisal, credit, recording	$0
Prepaid taxes & insurance	$0

In Washington the real estate excise tax is the seller's to pay, so there is no transfer tax in a buyer's closing costs here. That is not true in most states.

Because this is Washington

What the same household would pay Oregon Washington has no state income tax. Buy across the river and this is roughly what Oregon takes each year at a $140,000 household income — about $0 a month of buying power you keep by being on this side.

Excise tax you pay as a buyer Washington's real estate excise tax is charged to the seller, not the buyer. On this price the seller owes roughly $0, which matters if you are selling to buy.

Down payment help you may qualify for The Washington State Housing Finance Commission offers down payment assistance of up to 4% of the loan through its Home Advantage program, and it is not limited to first-time buyers in targeted areas. Worth asking a lender about before you rule out a purchase.

Get a real quote from a lender →

An estimate, not a loan offer, a rate quote, or a commitment to lend. The rate shown is derived from this morning's 10-Year Treasury plus the current mortgage spread and will not match a lender's locked quote. Taxes and insurance vary by property. Ivan Nykyforets is a licensed real estate broker, not a mortgage professional or a tax adviser.

Rate buydown

What payment do you want?

Most calculators tell you the payment. This one works backwards: name the payment you can live with and it finds the rate that gets you there, then prices the buydown so you know exactly what to ask the seller for.

Target monthly payment

Your whole payment — principal, interest, tax, insurance, HOA. Leave blank to skip.

Lender contacts

Trusted mortgage contacts.

A short list of lenders Ivan has worked with directly, plus a couple of well-regarded local options based in Vancouver, WA.

Worked with directly

Elijah Bejan

Senior Loan Officer
All Western MortgageUkrainian & Russian speaking

(503) 806-2475 ebejan@allwestern.com

Oleg Tkach

Branch Manager / Loan Officer
NFM LendingUkrainian & Russian speaking

(425) 478-7676 oleg@nfmlending.com

Luba Vakulsky

Loan Officer · NMLS 262242
All Western MortgageUkrainian & Russian speaking

(503) 475-2199 lubavhomeloans@gmail.com

Aleksandr Zhomiru

Loan Officer · NMLS 38107
Company NMLS 101770Ukrainian & Russian speaking

(503) 449-0003 (360) 433-9629 azhomiru@gmail.com

Kim Wilson

Loan Officer
Guild Mortgage

(503) 984-7390 kim.wilson@guildmortgage.net

Melissa Taka Kersner

Mortgage Consultant · NMLSR# 1509845
Prosperity Home Mortgage

(877) 275-1762

Local Vancouver, WA lenders

Creekside Mortgage

Veteran-owned mortgage broker
Vancouver, WA

(360) 571-5626 creeksidem.com

Columbia Credit Union

Local credit union · mortgage services
Vancouver, WA

(360) 891-4000 columbiacu.org

Paul Girard

The Girard Team · NMLS 1278443
Evergreen Home Loans · top local producer

(360) 254-2610 thegirardteam@evergreenhomeloans.com

Home inspectors

Know what you're buying.

An inspection is the step that tells you what the listing photos don't. Sean is who Ivan calls first, and below him are other well-regarded inspectors working across Clark County.

Who Ivan calls first

Sean Langley

Modern Valley Building Inspection
Certified Master Inspector

(360) 356-6476 sean@modernvalleybuildinginspection.com

Details Home Inspections

Brian Ross · 1212 Missoula Ave, Vancouver5.0 across 2,167 Google reviews

(360) 823-3034 detailshomeinspections.com

Elite Home Inspections NW

Jim Pannell · Vancouver, WASame-day report when possible

(360) 903-4212 elitehomeinspectionsnw.com

Other Clark County inspectors

Bennett Home Inspections

Geoffrey Bennett, CMI · Vancouver, WA

(360) 635-1791 bennetthomeinspections.com

Green Point Home Inspections

Vancouver, WA

(360) 990-8777 greenpointhomeinspections.com

Playle Home Inspections

Clark, Cowlitz & Skamania counties

(360) 989-7900 playlehomeinspections@gmail.com

Don't fill this out if you're human:

Full name Email

Phone Property address

What kind of inspection? When do you need it?

If you're already under contract, when is the inspection deadline?

Approximate size Year built, roughly

Crawlspace or basement? Is the property occupied?

Anything to add on? Check any that apply Radon testing Sewer scope Pest and wood-destroying organisms Mold or air quality Well and water quality Thermal imaging

Anything specific you want looked at?

Contractors

Trusted contractors.

Need work done before you list, after you close, or just around the house? These are contractors Ivan knows and trusts.

Vas Nykyforets

VODD Construction
Drywall, painting, trim work

(360) 449-2360

Andrey Nykyforets

AKN Construction
General contractor — decks, and everything else

(360) 513-8029

Commercial

Space for your business.

Retail, office, industrial, or something in between — buying or leasing. These questions tell Ivan what to hunt for and how fast you need it. About two minutes.

Don't fill this out if you're human:

Full name Business name

Email Phone

Are you looking to buy or lease? Property type

What's the business? Square footage needed

What's driving the search? When do you need to be in?

Preferred areas Parking / employees

Target lease rate

Current lease expiration (if any) Lease length you want

Purchase budget Financing

Build-out or site requirements

For sellers

What's your home worth?

Enter your address and get an instant, AI-researched snapshot: an estimated value range, recent nearby sales, neighborhood context, schools, and local amenities — pulled from current public data on the web.

This tool uses AI and public web data to generate an informational estimate — it is not a formal appraisal or a Comparative Market Analysis. For a precise, in-person valuation, reach out directly below.

Researching your address…

Something went wrong pulling data for that address. Please double-check it and try again, or reach out directly and I'll get you an answer.

Neighborhood

Recent nearby sales

Schools nearby

Local amenities

Talk to Ivan about selling →

Client reviews

What clients say.

5.0

What clients mention Easy process Finding a home Communication

★★★★★

Ivan made home buying very easy and a great experience he walked us thru the whole process by step. Definitely going to be using him more in the future

D. K.

Google review · Buyer

★★★★★

Ivan Nikiforets is the best real estate agent I have ever met! … He is fluent in three languages. When looking for a home, he considers not only my financial situation but also my construction skills, finding options that are specifically suited to me. … Even when a homeowner says no, he fights to the very end to protect my interests.

Д. С.

Google review · Buyer

★★★★★

I appreciated Ivan's assistance throughout the home buying process. He is kind and very patient. He is also willing to go above and beyond the call of duty. I would happily work with him again.

J. B.

Verified by RealSatisfied · Vancouver WA

★★★★★

We are very happy we chose to work with Ivan as our real estate agent. He was extremely helpful and professional throughout the whole process of buying our home. He guided us step by step and helped us find the best deal possible.

D. Z.

Google review · Buyer

★★★★★

We had a wonderful experience working with Ivan. From start to finish he was helpful, professional, and genuinely interested in helping us find our forever home. I highly recommend Ivan to anyone looking to buy or sell a home!

T. G.

Google review · Buyer

★★★★★

Ivan is communicative and a knowledgable real estate professional. His responsiveness makes collaborating with him wonderful. I truly appreciate his professionalism and look forward to working together more in the future.

J. R.

Google review · Local Guide

★★★★★

I love the experience that I had with Ivan. We were able to find a home that was perfect for me and my fiancé. He was very knowledgeable in the market changes and always kept us updated. He made the process very easy to follow.

V. N.

Google review · Buyer

Worked with Ivan? A quick review helps other buyers and sellers find him.

Leave a Google review →

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About

Ivan is a real estate broker with Real Broker, LLC, working with buyers, sellers, builders, and businesses across Vancouver, WA and the surrounding Southwest Washington area. He's spent 6+ years in the business, previously with Berkshire Hathaway HomeServices Northwest Real Estate before joining Real.

Whatever stage of the process you're in — searching for the right home, preparing to list, sourcing land to build on, or finding space for a growing business — Ivan works the transaction end to end, with the local market knowledge to back it up.

Ivan's background is in photography, so listing media is handled in-house rather than farmed out. Lighting, staging, and where a property is placed when it goes to market all get the same attention as the negotiation — what buyers see first is what decides whether they show up at all.

Every listing also comes with several short-form videos made to show what a property could be, not just how it's laid out, and cut for the phone screens where buyers do their first looking.

Brokerage

Real Broker, LLC

Experience

6+ years

Market

Washington State

Client rating

5 / 5

Get in touch →

Choose your language

Every property
has a path. Find yours.

Four ways to work with us.

Buyer

Seller

New Construction

Commercial

17900 NE 47th Ave

What it actually costs.

Because this is Washington

What payment do you want?

Trusted mortgage contacts.

Worked with directly

Local Vancouver, WA lenders

Know what you're buying.

Who Ivan calls first

Other Clark County inspectors

Trusted contractors.

Let's find your next place.

Build something new.

Space for your business.

Tell us about your place.

What's your home worth?

Neighborhood

Recent nearby sales

Schools nearby

Local amenities

What clients say.

Ivan Nykyforets

Every propertyhas a path. Find yours.

Four ways to work with us.

Buyer

Seller

New Construction

Commercial

17900 NE 47th Ave

What it actually costs.

Because this is Washington

What payment do you want?

Trusted mortgage contacts.

Worked with directly

Local Vancouver, WA lenders

Know what you're buying.

Who Ivan calls first

Other Clark County inspectors

Trusted contractors.

Stay in the loop.

Happening nearby

Clark County Fair

Movies in the Parks

Vancouver Wine & Jazz Festival

Camas Art & Wine Walk

Wheels & Wings

Let's find your next place.

Build something new.

Space for your business.

Tell us about your place.

What's your home worth?

Neighborhood

Recent nearby sales

Schools nearby

Local amenities

What clients say.

Ivan Nykyforets

Every property
has a path. Find yours.